Choosing To Change Your Finances

  • Vehicle Included In Your Bankruptcy? What You Should Know

    29 January 2021

    When you file for bankruptcy, you have to provide all of the information about your assets to your bankruptcy trustee and attorney. Your assets like your house and your vehicle are things that need to be included in your bankruptcy. If you are going to be filing for bankruptcy, or you are in the middle of your bankruptcy, and you have a vehicle included in your bankruptcy, you may be wondering what happens to your vehicle.

  • Can You Discharge All Your Debts With Bankruptcy?

    7 January 2021

    If you have a lot of debts that you can't pay back, you may be wondering if bankruptcy is the answer. It is important to know which debts will not be able to be discharged in bankruptcy so that you know if you can take advantage of this legal way to gain back your financial freedom.  Taxes There are many types of taxes you may owe, such as property taxes and income taxes.

  • When Retirement and Bankruptcy Collide

    5 January 2021

    Rising medical care costs impact everyone but especially people on a fixed income, like senior citizens. As you age, medical care can become more expensive and you may find yourself having to use more of it than you did in your younger days. Some retired seniors find themselves unable to pay their bills. For whatever reason, some older adults may be facing bankruptcy. To learn more about the unique challenges this type of action could create, read on.

  • How Does The Sale Of Assets In Chapter 7 Bankruptcy Work?

    2 November 2020

    When filing bankruptcy under Chapter 7, a petitioner is making an offer to the court. In exchange for the sale of their disposable assets, the petitioner is asking to court to relieve them of any remaining debts. A court-appointed trustee will sell the assets and equitably distribute the proceeds to the creditors. You might wonder how this process works. Also, you may want to know what assurances you'll have when your debts are done with.

  • 6 Basic Facts To Understand About Bankruptcy

    21 September 2020

    If your debt keeps rising each month and you cannot pay your bills because you have too much debt, you might want to visit a bankruptcy lawyer. Bankruptcy attorneys help people who need financial relief, and they might be able to help you. Before you visit a lawyer, it might help to understand some basic facts about bankruptcy. Here are six that you should learn. 1. You Have to Pay for It

  • Tips To Help You Improve Your Credit After Bankruptcy

    19 August 2020

    Filing for bankruptcy can adversely affect your credit score, and these effects can linger for years. If you are worried that you will never qualify for a loan again after you file, you might want to talk to your lawyer about it. Your lawyer can provide great tips and strategies to help you find ways to improve your credit after filing. Here are several tips you can use for this purpose.

  • Do You Have to Accept an Injury Settlement Offer?

    23 July 2020

    Someone who has received an injury settlement offer may wonder whether they have to take it. In the majority of cases, the answer is that they don't. However, it's a good idea to learn a bit about when acceptance may be required and how to push back. No-Fault Insurance This is almost exclusively the domain of car insurance. Many states, though, require drivers to carry no-fault coverage. This means the drivers must accept what their insurance company offers, and then the two insurance carriers will sort the costs out between them after everything is settled with the injured parties.